Category Archives: Card

How Do Banks Calculate Interest?

Correctly understanding and calculating the Purchase Annual Percentage Rate (APR) of credit card interest can help you plan your credit card usage.

Say Goodbye to Bad Credit Record

Although the credit product of the bank is good, careless may make a mistake, if credit card is overdue, mortgage is late reimbursement waited a moment, produce bad credit record thereby, affect life after. How to eliminate bad records?

ABCs about Credit Scores

The credit score of the United States tells lenders about your creditworthiness (how likely you are to pay back a loan based on your credit history). Credit scores influence the credit that's available to a person and the terms (interest rate, etc.) that lenders may offer. It's a vital part of credit health.

Build a Good Credit History

It's easy and convenient to apply for a credit card to build a credit history.If you build and maintain a good credit record, it will be very effective when you need to use it.

Changes In Payment Methods

The new millennium brought even a more diverse palette of payment methods to us. The cashless future is quite close and it is a better future for most.

What Is A Bad Credit Card?

The USA is a credit score culture, as well as credit rating is carefully pertaining to individual life.Can you still make use of a credit card if your credit rating is poor?

Some Terminology About Credit Card

Can you read the credit card company's terms and conditions when you plan to use a credit card? If you can't read these terms, you may suffer a loss. I've compiled a simple list of some of the most commonly used credit card terminology.